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Both options come with their pros and cons. Direct lenders manage the loan process from start to finish, which might speed up the approval and disbursement learn more here. Online loan marketplaces, on the other hand, allow borrowers to submit one application through a payday loan app or website that is sent to multiple lenders, increasing the chances of finding a suitable offer.

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Yes, some payday lenders offer loans without conducting a traditional credit check.

In other projects. Wikimedia Commons. Loan secured using real estate. For mortgages in general and their legal structure, see Mortgage law.