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Part Of. Related Articles. Partner Links. Related Terms. Conventional Loan A conforming loan is a home mortgage with underlying terms and conditions that meet the funding criteria of Fannie Mae and Freddie Mac.

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These plans help ensure that one person is not left to cover the outstanding debt after the other joint borrower passes. Credit life insurance protects your partner from paying off the remaining amount cdedit their own. In some cases, credit life insurance policies can be written into the loan you are getting. Usually, there is no check this out exam or fewer health regulations in credit life insurance because these plans have less scrutinous underwriting requirements.