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Unfamiliar names or addresses: They may be a sign you're a victim of identity theft or credit fraud. You can contact Experian to dispute the incorrect information, and you bridging loans broker also want to add a fraud alert to your credit reports.

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Soft inquiries don't impact your credit scores and generally aren't a cause for concern. By reviewing and monitoring your credit report proactively, you can maintain your credit-especially when you're ready to seek new credit and get the terms and interest rates that work for you.

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