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Credit reports show all your debt, including revolving credit and installment loans, so you wiht make a plan to tackle your debt and improve your financial health.

Bankruptcies creit accounts that get sent to collections can credit report with scores a significant impact on your credit score.

You can check how much you currently owe on outstanding accounts. Payment history is an important factor in determining your credit score. Your credit report shows on-time, overdue or late payments across your accounts.