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On the contrary, a lower credit score may lead to ratea eligibility, higher interest georgias own credit union auto loan rates, or even loan rejection due to perceived risk. The choice between a floating and fixed interest rate on a home loan depends on market conditions and personal preferences. Floating rates may offer lower initial rates but are subject to market fluctuations, while fixed rates provide stability but may be higher initially.

Borrowers who can tolerate market changes may prefer floating rates for potential cost savings, while geodgias seeking stable payments may opt for fixed rates. Home Loan Interest Rates- Updated. Rates starting 8.

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